BPI Express Cash & Gift Cards
Blue BPI Express Cash Card
The BPI Express cash card (or gift card) is essentially a prepaid credit card. You have all the benefits of a MasterCard credit card, such as country wide acceptance at all major stores and In addition to this, you have the knowledge and safety that you can only spend as much as you loaded onto the card. So it’s impossible to go on a wild shopping spree and spend more than you have, running up a huge credit card debt.
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What can I use the card for?
The card can be used anywhere you see the MasterCard logo. Practically every retail store, restraunt and large business will accept this card.
Is this a credit card? Will I run up a debt?
This is not a credit card! But it gives you the benefits of a credit card. You can use it anywhere you see the MasterCard logo but you can only spend as much as you loaded onto the card, similar to a prepaid cell phone. If you load 500 PESO onto the card then the maximum you can spend is 500 peso.
Are there any charges for using the card?
The only charge associated with the card is an application fee of 150 PHP. There are no monthly or per purchase fees.
What’s the point in having a card, why not use cash?
Cash is great for smaller purchases and quick transactions but its much safer to carry a card around. If the card is lost or stolen then you simply have to pay a small fee for a new card. If your cash is lost or stolen then there’s no getting it back. It also serves as a useful tool for monitoring or controlling yours or your loved ones spending habits.
Who would use an express cash card?
These cards are ideal for a number of users. If you’re worried about your children carrying cash around with them, give them a BPI gift card, load it up and send them off. If they loose the card then you can apply for a reimbursement of what was left on that card*. Another ideal use is for temporary employees or contractors.
What’s the difference between a BPI express cash card and a BPI gift card?
The difference between these two cards are minimal but worth noting. Both cards have the same application fee(150PHP) and carry the MasterCard logo.
| Gift Card Vs. Express Cash Card | ||
| Gift Card | Express Cash | |
| Use anywhere the MasterCard Logo is seen? |
Yes | Yes |
| Application fee | 150PHP | 150PHP |
| Expires | After 1 Year | After 2 Years |
| Withdraw from ATMs | No | Yes |
| Check Balance via Text/Call | Yes | Yes |
| Check Balance via ATM | No | Yes |
| Load Globe/Touch Mobile | Yes | Yes |
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How do I load funds onto the card?
Luckily BPI have made it easy for anyone to load funds onto the card, whether you’re the card holder or you’re just trying to load funds on to someone elses card. You can load cash via any BPI ATM, any BPI or BPI Family branch, or via your Globe/Touch mobile service.
How do I apply for the card? What are the requirements?
You do not need to have an existing BPI bank account to apply for an Express Cash or Gift card. You simply need to visit any BPI branch with two forms of ID and pay the application fee. The card will be created and available for pick-up within 3-5 days.
*You must wait a minimum of 90 days before applying for reimbursement of any money which was on the lost card. A service fee will be charged by BPI.